What If the Battery Was Bought Years Ago? Filing Periods and the Repose Rule
Two kinds of time limit apply, and they work differently: one runs from the injury, the other from the purchase.
A statute of limitations sets how long a person has to bring a lawsuit after a claim arises. Section 614.1 provides that actions "founded on injuries to the person" must be brought "within two years" after the cause accrues, except when otherwise specially declared.
A statute of repose is an outer limit counted from a fixed event, not from the injury. Subsection 2A says a product claim based on death or injury to the person or property "shall not be commenced more than fifteen years after the product was first purchased, leased, bailed, or installed for use or consumption unless expressly warranted for a longer period of time" by the manufacturer, seller or another business the subsection names. The subsection also states that it does not affect the time during which a person found liable may seek contribution or indemnity from another whose actual fault caused the product to be defective.
When the injured person is a child, the timing is different. Under section 614.8 of the Iowa Code, except as provided in subsection 9 of section 614.1, the times limited in chapter 614 and in chapters 216, 659A, 669 and 670 (other than actions for penalties and forfeitures) are extended for minors, who have one year after reaching majority to bring the action. The same section gives persons with mental illness one year after the disability ends.
When a city or the state is involved, for example a fire involving public property or a public employee, separate rules apply. Under section 670.5 of the Iowa Code, except as provided in section 614.8, a person claiming damages from a municipality or its officer, employee or agent must start an action within two years after the alleged wrongful death, loss or injury. Under section 669.13 of the Iowa Code, the State Tort Claims Act, except as provided in section 614.8, a claim is forever barred unless made in writing and filed with the director of the department of management within two years after it accrued. The time to begin suit is extended six months from the attorney general's mailed notice of final disposition, or from withdrawal of the claim under section 669.5, if it would otherwise expire sooner. Subsection 2 adds a further six-month extension when another law was used first and the chapter is found to be the exclusive remedy. Put simply, a claim against the state starts with a written filing, not a lawsuit.
Which clock applies turns on facts like the injury date, the purchase date and who is involved. Those wanting to talk through those dates may consider requesting a case evaluation to discuss which Iowa periods may bear on what happened.